Renovation · BCA Licensed

HDB Renovation Cost Singapore 2026: Full Breakdown by Room Size

Quick answer: HDB renovation cost Singapore

Indicative 2026 ranges in this guide are S$15K–68K for BTO 2- to 5-room flats and S$25K–85K for resale 3- to 5-room/Executive flats. Hacking, plumbing, electrical rewiring, carpentry length and material choices can move the final quote significantly.

What FixMove does

FixMove (registered ALL-IN-ONE FIX & MOVE, UEN 53505530K) comes to you anywhere in Singapore — your HDB flat, condo, office or shop. There is no counter to visit. One number covers eight kinds of work: aircon, plumbing, electrical, handyman, installation, moving, renovation and full-house customisation. We are open 24 hours, Monday to Sunday, and where the work is regulated we arrange the appropriately licensed person.

Visit charges: A S$10 fuel surcharge applies to every visit. No additional standard call-out or inspection fee applies. Urgent service or a customer-requested appointment time adds one S$30 fee, subject to technician availability and confirmation. The S$30 is a separate service fee. Repair, diagnostic labour and materials are quoted separately; work starts only after customer approval.

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A S$10 fuel surcharge applies to every visit. No additional standard call-out or inspection fee applies. Urgent service or a customer-requested appointment time adds one S$30 fee, subject to technician availability and confirmation. The S$30 is a separate service fee. Pricing terms.

The indicative 2026 planning ranges in this guide run from S$15,000 for a basic BTO 2-room scope to S$85,000 for a full resale 5-room/Executive scope. Before you sign any contractor's quote, use the room-size summary and itemised example below to compare like-for-like scope; the final written quote still depends on measurements, materials and hidden-condition work.

Summary: 2026 HDB Renovation Cost by Room Size

Property Type	Mid-Tier Cost	Range
BTO 2-room	S$22,000	S$15K–32K
BTO 3-room	S$28,000	S$22K–42K
BTO 4-room	S$35,000	S$30K–55K
BTO 5-room	S$45,000	S$38K–68K
HDB Resale 3-room	S$32,000	S$25K–48K
HDB Resale 4-room	S$42,000	S$35K–62K
HDB Resale 5-room/Exec	S$58,000	S$48K–85K
Condo unit (similar size)	+30-50%	BCA permit, MCST coord

Resale flats cost more than BTOs due to extra demolition, older wiring, and bathroom waterproofing redo. For a deeper room-by-room breakdown, see our HDB renovation cost guide.

Where S$42K Goes (4-Room Resale Mid-Tier Example)

Category	Cost	% of Total
Custom carpentry (wardrobes, kitchen, TV console)	S$15,000	36%
Tiles + flooring	S$7,500	18%
Electrical (rewire + switches + lights)	S$5,000	12%
Plumbing (toilet + water heater + waterproofing)	S$3,800	9%
Painting + wall treatment	S$3,500	8%
Hacking + protection + cleanup	S$2,500	6%
Lighting fixtures + ceiling fans	S$1,800	4%
Site supervision + design fees	S$1,500	4%
Contingency	S$1,400	3%
Total	S$42,000	100%

7 Ways to Save $5K-$15K on Your HDB Renovation

1. Keep the Original Layout (Save $3K-$8K)

Hacking walls = HDB permit + structural engineer + waterproofing redo + extra rubble removal. Sometimes hidden costs hit $8K. If the existing layout works, accept it.

2. Buy Your Own Tiles, Sanitary Ware, Lights (Save $2K-$5K)

Contractors often mark up materials by 30-50%. Lazada / Taobao / IMM / Balestier wholesalers can offer the same brands far cheaper. Negotiate a "labour-only" contract to save 15-25%.

3. Use Laminate Carpentry, Not Solid Wood (Save $3K-$8K)

For wardrobes / non-feature carpentry, melamine laminate looks 90% identical, costs 50% less, and is more humidity-resistant in SG climate. Save solid wood for the TV feature wall.

4. Reuse Existing Floor If Possible (Save $4K-$7K)

BTO floors are usually fine for 5+ years. Skip the re-tiling, save $4K-$7K. Resale floors may need partial re-do but consider patching vs full replacement.

5. Avoid Trendy Designs (Save Long-Term)

Microcement, marble feature walls, neon LEDs — they age fast. Singapore aesthetic shifts every 3-5 years. Stick to neutrals and update soft furnishings instead.

6. Negotiate Total Package, Not Line Items (Save $1K-$3K)

Contractors expect 5-10% bargaining room. Negotiate "what total can you do this for" instead of haggling each line. Faster, less awkward, similar savings.

7. Compare 3+ BCA Contractors (Save $5K-$10K)

Quotes for the same scope can vary by 30% or more. Always get 3+ quotes before deciding. FixMove gives free itemised quotes you can line up side-by-side against other BCA contractors — no pressure to commit.

Hidden Costs That Catch Owners Off-Guard

HDB renovation permit: $36 (cheap, but easy to forget)
Aircon ledge approval: $150-$300 if changing
HDB cleaning deposit: $200 (refundable)
Lift protection deposit: $300-$500 (refundable)
Furniture delivery during reno: $80-$150 per delivery (avoid by storing)
Temporary accommodation: $1,500-$3,500 (Airbnb 8-12 weeks)
Eating out: $500-$1,500 extra (no kitchen during reno)

BTO vs Resale Renovation: Which Is Cheaper?

Aspect	BTO	Resale
Starting condition	Bare unit	Lived-in, may need hacking
Demolition cost	Low ($300-$800)	High ($1,500-$4,000)
Wiring	Modern, rarely re-do	Often needs full rewire
Bathroom waterproofing	New, OK	Often needs redo
Total saving vs resale	15-25% cheaper	—

Frequently Asked Questions

How much does HDB renovation cost in 2026?

Indicative BTO ranges in this guide are 2-room S$15K–32K, 3-room S$22K–42K, 4-room S$30K–55K and 5-room S$38K–68K. Resale ranges are 3-room S$25K–48K, 4-room S$35K–62K and 5-room/Executive S$48K–85K.

What is the cheapest HDB renovation option?

Lightest renovation (paint + flooring + minor carpentry) starts around $8K-$12K for 2-room. Mid-tier renovation at 60-70% of full reno cost.

How long does HDB renovation take?

BTO standard: 8-12 weeks. HDB resale: 10-14 weeks. Add 2-4 weeks for custom carpentry or imported materials.

Do I need a scope-appropriate contractor?

Yes — HDB requires all renovation contractors to be permit-aware. Unlicensed = $2,500-$5,000 fines + revert work.

What's the standard deposit structure?

30% on signing, 40% mid-project, 25% on completion, 5% at end of warranty period.

Can I move in before warranty ends?

Yes — most defects appear within first 2 weeks. Standard warranty: 6-12 months workmanship.

What's the most expensive part of renovation?

Custom carpentry (35-40%): wardrobes, kitchen cabinets, TV consoles, study desks.

How can I save money on renovation?

7 ways: keep layout, buy materials yourself, use laminate, reuse flooring, avoid trends, negotiate package price, compare 3+ contractors.

Need an itemized HDB renovation quote?

FixMove is a scope-appropriate renovation contractor with itemised, transparent material pricing — every cost confirmed in writing before work starts, never above the agreed quote. WhatsApp your floor plan for a free, no-obligation site assessment.

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